Differences In Equifax, Experian And TransUnion Credit Reports
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Differences In Equifax, Experian And TransUnion Credit Reports
Here are the similarities and differences between the credit reports from the three major credit bureaus: Equifax, Experian and TransUnion.
Jun 1, 2021
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CRIF vs Experian vs CIBIL vs Equifax || bekifaayati Punjabi ਕੀ ਤੁਸੀਂ ਇਸ ਬਾਰੇ ਉਲਝਣ ਵਿੱਚ ਹੋ ਕਿ ਵੱਖ-ਵੱਖ ਐਪਸ ਵੱਖ-ਵੱਖ ਕ੍ਰੈਡਿਟ ਸਕੋਰ ਕਿਉਂ ਦਿਖਾਉਂਦੇ ਹਨ? ਇਹ ਇਸ ਲਈ ਹੈ ਕਿਉਂਕਿ ਉਹ ਵੱਖ-ਵੱਖ ਕ੍ਰੈਡਿਟ ਬਿਊਰੋ ਤੋਂ ਸਕੋਰ ਵਰਤਦੇ ਹਨ — ਕੁਝ ਐਪਸ ਤੁਹਾਡਾ CIBIL ਸਕੋਰ ਦਿਖਾਉਂਦੇ ਹਨ, ਜਦੋਂ ਕਿ ਹੋਰ Experian, Equifax, ਜਾਂ CRIF ਸਕੋਰ ਦਿਖਾ ਸਕਦੇ ਹਨ। ਜ਼ਿਆਦਾਤਰ ਮਾਮਲਿਆਂ ਵਿੱਚ (90% ਸਮਾਂ), ਤੁਹਾਡਾ CIBIL ਸਕੋਰ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਹੁੰਦਾ ਹੈ, ਖਾਸ ਕਰਕੇ ਘਰੇਲੂ ਕਰਜ਼ਿਆਂ ਵਰਗੇ ਕਰਜ਼ਿਆਂ ਲਈ। ਹਾਲਾਂਕਿ, ਹੋਰ ਸਕੋਰ ਵੀ ਇੱਕ ਭੂਮਿਕਾ ਨਿਭਾਉਂਦੇ ਹਨ — ਉਦਾਹਰਣ ਵਜੋਂ, CRIF ਅਕਸਰ ਪੇਂਡੂ
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CRIF vs Experian vs CIBIL vs Equifax || bekifaayati Punjabi ਕੀ ਤੁਸੀਂ ਇਸ ਬਾਰੇ ਉਲਝਣ ਵਿੱਚ ਹੋ ਕਿ ਵੱਖ-ਵੱਖ ਐਪਸ ਵੱਖ-ਵੱਖ ਕ੍ਰੈਡਿਟ ਸਕੋਰ ਕਿਉਂ ਦਿਖਾਉਂਦੇ ਹਨ? ਇਹ ਇਸ ਲਈ ਹੈ ਕਿਉਂਕਿ ਉਹ ਵੱਖ-ਵੱਖ ਕ੍ਰੈਡਿਟ ਬਿਊਰੋ ਤੋਂ ਸਕੋਰ ਵਰਤਦੇ ਹਨ — ਕੁਝ ਐਪਸ ਤੁਹਾਡਾ CIBIL ਸਕੋਰ ਦਿਖਾਉਂਦੇ ਹਨ, ਜਦੋਂ ਕਿ ਹੋਰ Experian, Equifax, ਜਾਂ CRIF ਸਕੋਰ ਦਿਖਾ ਸਕਦੇ ਹਨ। ਜ਼ਿਆਦਾਤਰ ਮਾਮਲਿਆਂ ਵਿੱਚ (90% ਸਮਾਂ), ਤੁਹਾਡਾ CIBIL ਸਕੋਰ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਹੁੰਦਾ ਹੈ, ਖਾਸ ਕਰਕੇ ਘਰੇਲੂ ਕਰਜ਼ਿਆਂ ਵਰਗੇ ਕਰਜ਼ਿਆਂ ਲਈ। ਹਾਲਾਂਕਿ, ਹੋਰ ਸਕੋਰ ਵੀ ਇੱਕ ਭੂਮਿਕਾ ਨਿਭਾਉਂਦੇ ਹਨ — ਉਦਾਹਰਣ ਵਜੋਂ, CRIF ਅਕਸਰ ਪੇਂਡੂ
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