Cash-Out Refinancing: What It Is, How It Works | Bankrate
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🏡 Did you know some homeowners can access MORE equity with a cash-out refinance? Most people think conventional cash-out refinances are capped at 80% loan-to-value (LTV) — and in many cases, that’s true. But there’s a lesser-known option called Conventional Cash-Out 90 that may allow eligible homeowners to go higher. Here’s the simple breakdown ⬇️ ✔️ Up to 89.99% LTV (higher than standard cash-out options) ✔️ Designed for primary residences only ✔️ Applies to 1–4 unit homes, including SFRs, PUD
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