A quick look at the table above will show that these two phones are very similar. This isn’t surprising, as they are only a generation apart so upgrades tend to be incremental rather than ...

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Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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You could get it even cheaper if you buy the phone outright and pair with a cheap Sim.