Learn the key distinctions between moral hazard and morale hazard—a conscious vs. subconscious change in behavior—and their implications in the insurance industry.

A Hazard is anything that has the potential to cause harm, injuries, accidents or other undesirable effects. A Risk is the possibility that a personal injury, property loss or environmental harm will ...

Countries where massive natural hazard events occur frequently are not more likely than others to make changes to reduce risks from future disasters. Countries where massive natural hazard events ...

Mounting evidence suggests that natural hazards are becoming more costly to businesses and individuals located in harm’s way. Last year, some 14 states suffered more than 30 tornadoes apiece, ...

Eliminating hazards around the home, such as clutter, stairs without railings and poor lighting, can reduce the risk of falls for older people by around a quarter, according to a new Cochrane review.