If you’re reading this, it’s likely that you recently had an unpaid Verizon bill that went into collections. Before reading further, you should get a current copy of your credit report to see if it’s ...

If you see an account in collections on your credit report, it’s understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

Knowing what can and can't happen during the debt collection process may help you avoid costly mistakes.

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Collection accounts typically remain on your credit reports for up to seven years. Incorrect or outdated credit report information can be disputed. Paying a collection account may help your credit ...

AFNI Inc. is a collection agency with a global reach working from U.S. branches in Kentucky, Illinois, Arizona and Alabama. If you get phone calls or letters from AFNI, Inc., you should know you’re ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...