Closing costs, PMI, ARM, escrow. Understanding exactly what makes up a mortgage can be complicated. With so many factors to consider, how can a potential buyer make sense of it all? Start by breaking ...

Forbes contributors publish independent expert analyses and insights. I cover mortgage, housing and real estate. American consumers are vastly under-educated about the mortgage process, according to a ...

As you prepare to buy a home or refinance your current one, you’re probably scouting for a mortgage with the best rate. Interest rates are a key consideration, but they shouldn’t be your only ...

I know it's hard to believe, given all the negative news about the economy, but people are swarming to the house-buying market. You've heard plenty about the housing bubble bursting, but that means ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Retirement is an increasingly scary prospect. Some experts say a couple will require at least $2 million to live comfortably. Some say you should have at least 10 times your annual salary socked away.

A year ago, pending in New York were nearly 26,000 legacy foreclosures—foreclosures arising from mortgages originated between 2004 and 2008. Many of these mortgages went into default shortly after ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Holding the appraiser accountableCharlie Elliott, MAI, SRAMortgage appraisal In most cases, a mortgage loan cannot be completed without an appraisal that supports the amount of the loan being made on ...