Insurers do not need to send out a new sign-down form for uninsured/underinsured motorist coverage when an insured person who already had lower limits of the coverage changes another aspect of his ...

In Pennsylvania, uninsured motorist (UM) and underinsured motorist (UIM) coverages must be offered with the issuance of all motor vehicle liability insurance policies. In Pennsylvania, uninsured ...

Eckert argues that uninsured and underinsured motorist property damage insurance coverage is increasingly important for fleets, as nearly 1 in 7 drivers on U.S. roads has no insurance at all. She says ...

Insurance companies must offer uninsured motorist and underinsured motorist coverage on a per-vehicle basis in New Mexico and disclose the premiums for each of a consumer’s vehicles, the state Supreme ...

Uninsured drivers are on the rise: Are you protected? The National Highway Traffic Safety Administration has reported that the United States experiences millions of motor vehicle accidents every year.

The choice to commute by motorcycle is often driven by a desire for efficiency, fuel economy, and the unique sense of freedom that two wheels provide. However, the reality of sharing the road with ...

MALVERN, Pa.--(BUSINESS WIRE)--One in three U.S. drivers (33.4%) were either uninsured or underinsured in 2023, a 10-percentage point increase in the combined rate since 2017, according to a new ...

Getting into a collision with a driver who doesn’t have car insurance is more common than you’d think. Insurance claims work differently when an uninsured driver causes a crash. Not understanding your ...

BRYAN, Texas (KBTX) - This segment on The Three was paid for and sponsored by The Carlson Law Firm. Texas law requires all drivers to be covered by liability auto insurance, but, not everyone follows ...

A fatal collision between a Jet Ski and a boat on a Wisconsin lake raised a compelling question: Does an auto policy’s uninsured motorist coverage stretch from the road to the water? In Cullen v.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...