Most people want to reduce their taxes, so it’s a great feeling seeing your taxable income reduced thanks to contributions to pre-tax retirement accounts. But, as they say, the only certainties are ...

One of the most common retirement questions people face is also one of the most confusing. As you build your retirement savings, should you contribute to a pre-tax account like a 401(k) or IRA, or put ...

Choosing between Roth and pre-tax contributions for retirement savings depends on how each impacts your taxes now and in retirement. Roth contributions are made with after-tax dollars, so both ...

When saving for retirement, it's easy to funnel money into a pre-tax 401(k) plan or individual retirement account without planning for future taxes. Those pre-tax funds, however, can be handy in some ...

Many participants in employer-sponsored retirement plans, when provided the option, question whether they should make contributions to a traditional pre-tax 401(k) or to a Roth 401(k). In recent years ...

As your retirement savings in a traditional 401(k) grow over decades of working, you may feel an increasing sense of financial security. And that is good. You're doing what you've been told to do: ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...

While investing in a mega backdoor Roth isn’t suitable to all investors, if your profile fits the bill, you can avail yourself of a way to super-charge your retirement savings by converting them into ...