Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

For one Redditor, having a preapproval on a car loan is creating some concern about how to negotiate best. There is no reason for this Redditor to be nervous, the odds are actually in his favor. The ...

Did our AI summary help? If you use a bank account regularly or have a credit card with decent history, chances are you’ve seen it: a message saying a personal loan is “pre-approved,” “instant,” or ...

There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a high interest rate—leading to larger car ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

If you own a mobile phone, chances are you regularly receive calls or messages offering special personal loans, pre-approved ...

Navy Federal Credit Union authored and paid for the placement of this article. If you polled the entire population of American servicemembers and their families about car-buying experiences, very few ...