Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Long-term care (LTC) insurance helps cover costs for individuals requiring extended care due ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

This article adheres to strict editorial standards. Some or all links may be monetized. There’s no avoiding it: the U.S. is rapidly aging. In 2025, a record-breaking number of Americans, 4.18 million ...

If your savings wouldn't be sufficient to cover these costs, long-term care insurance could help you bridge the gap. Not only ...

Our picks include Mutual of Omaha, Nationwide and New York Life.