Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it can take years to recover from a simple mistake. You may be wondering how to ...

Are you interested in renting a home, getting an auto loan, securing a mortgage, or opening a credit card? Then be prepared for lenders to look at your credit score. A credit score is a three-digit ...

It’s easy to fall in love with the idea of buying a home, but if you’re going to get a mortgage (and let’s face it, most homebuyers do), you’ll likely need to improve your credit score. Also called a ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...