In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.
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Forbes contributors publish independent expert analyses and insights. I write about investing, insurance, and financial intermediaries. Sep 29, 2023, 10:55am EDT This article is more than 2 years old.
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To avoid paying for coverage they will not benefit from, people ought to understand the differences between these forms of coverage and why they matter.
Your home insurance protects you from a lot, but not from these eight common threats.