Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

Household debt in the United States hit a record $18.2 trillion during the first quarter of 2025 amid a steep rise in mortgage balances, according to data from the Federal Reserve Bank of New York.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

She made a point in May to remind colleges of their role in ensuring borrowers repay their loans. As recently as Jan. 7, the ...

On March 4, the California DFPI finalized regulations under the Debt Collection Licensing Act (DCLA). The final regulations, which take effect July 1, 2025, clarify key licensing and reporting ...