Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

If you've fallen behind on a $5,000 debt and a collection agency is hounding you for payments, you might be worried about what happens next. Owing a few thousand dollars to a debt collector can put ...

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

When a debt changes hands, your obligations — and your options — may not be quite what you'd expect.

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...