In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

At Risk Live 2025, Credit Benchmark and Oliver Wyman explored how aggregated bank data and advanced analytics are helping risk teams make more confident, forward-looking credit decisions Credit risk ...

As financial markets evolve, evaluating the complex credit risk exposures of non-bank counterparties is crucial for effective risk management, says Quantifi’s Dmitry Pugachevsky In 1998, the financial ...

Since the financial crisis of 2008, financial services firms have advanced their internal credit risk management capabilities as part of a substantial evolution in risk management among regulators, ...

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...

On November 20, 2024, the Basel Committee on Banking Supervision (BCBS) issued a press release following its meeting in Basel. The committee reaffirmed its commitment to fully implement Basel III and ...

Lenders use some common measures to predict how risky a borrower might be Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, Accident, and ...

New European-wide prescriptive guidelines emphasizing the need for integrated credit risk management supported by data to go live in June 2021 ESG factors centre piece of the requirements as banks ...

J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Robert Kelly is managing director of XTS Energy LLC, and ...