Your credit history is a record of how you have managed past debt and how you are handling ongoing debt. Your credit history is outlined in detail in your credit report, which also includes any liens, ...

The number of people with no credit record — known as "credit invisibles" by the financial industry — has plummeted to just 2.7% of the population, or 7 million Americans, after the Consumer Financial ...

According to the World Bank, 1.4 billion people worldwide remain unbanked—with little or no access to credit—largely because they lack the formal credit histories required by traditional lenders.

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports ...

Rent reporting services provide tenants the opportunity to grow their credit history through monthly payments. However, landlords could also report late or unfulfilled payments to debt collectors.

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.