The average delinquency rate drifted down to 2.75% from 2.80% in November and 2.86% in December 2019, before the pandemic hit ...

For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...

When you fall behind on your credit card payments, the consequences can snowball a lot faster than you may expect. For example, what might start as a missed payment due date or two can quickly lead to ...

Falling behind on credit card payments is a common issue borrowers are facing right now, but when it happens, it can trigger a chain reaction that's hard to stop. At first, it might mean being charged ...

The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including ...

American Express's (NYSE:AXP) consumer credit card delinquency and net charge-off rates were unchanged in June, as its prime credit customers proved resilient, according to the company's filing posted ...

Citigroup Inc.’s C subsidiary, Citibank N.A., reported mixed performance in its credit card metrics for August 2025 in a recent SEC filing. While delinquency rates improved compared with the prior ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Overspending is a common and often overlooked cause of financial trouble, says Credit Counselling Singapore’s Tan Huey Min.