The Basle Committee’s proposed reforms of international bank capital standards suggest an increasing reliance on commercial credit ratings and internal bank risk ratings. These reforms, although ...

On June 7, the Office of the Comptroller of the Currency (OCC) issued guidance summarizing its expectations for national banks and savings associations (collectively, banks) regarding capital adequacy ...

Central banks impose capital adequacy ratios (also known as solvency ratios) that set the amount of its own money a bank needs to have relative to its total loan portfolio. A bank needs to have enough ...

Eight commercial banks have fallen short of the Capital Adequacy Ratio (CAR) required for international authorisation, the stress test conducted by the Central Bank of Nigeria (CBN) has shown. The ...

Rising mortgage rates, lower homebuyer demand and fewer homeowners choosing to sell their homes caused the housing market to slow during the second half of 2022. In the title insurance industry this ...

The capital-to-asset ratio calculates a company's assets and capital to determine whether there is enough capital to cover the assets, expressed as a percentage. Useful to regulators, business ...

Well-managed community banks deserve the ability to make the case for lowering their capital levels, writes Adam Mustafa, of Invictus Group. Deregulation — particularly efforts to loosen capital ...

The Reserve Bank of India has amended prudential norms on capital adequacy for Non-Banking Financial Companies, including housing finance companies and asset reconstruction companies, permitting them ...

Capital adequacy requirements are generally needed for a company in the lending business. A broker whose role now has been restricted to be a platform provider for the traders or investors is not ...