Analysis of approximately 1.2 million Newrez-serviced residential mortgage loans finds the average annual homeowners insurance premium rose from $1,597 to $2,625 between year‑end 2021 and year‑end ...

How much do Americans spend on home insurance? Bankrate investigates.

Climate change has made extreme weather more prevalent and intense.1 Those consequences are showing up in home insurance premiums, with the average annual cost increasing 30% — $740 — since 2021.

Arizona recorded the largest average annual insurance premium increase (+94%) from 2021 to 2025, while Alaska had the smallest cost increase (+27%). According to 2025 data provided by Matic, a Newrez ...