As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...

Would you transfer most or all of your assets out of your own name? It might sound crazy, but some Americans are doing just that. Their goal: to qualify for long-term care under Medicaid. For these ...

Washington has launched the first program to help cover home care and other supports. A number of states are paying attention ...

Most people don’t think about the possibility of needing long-term care one day. However, as we age, the likelihood of requiring assistance with daily living tasks increases. According to an HHS ...

Long-term care insurance premiums have climbed as much as 40% in five years, and picking the wrong top insurer can now cost ...

INDIANAPOLIS, Oct. 21, 2024 /PRNewswire/ -- OneAmerica Financial(R) is proud to announce the launch of Asset Care(R) 2024 (Asset Care), an enhanced product that can help enable clients to cover ...

“When you get older, you have a lot of idiosyncratic health risks. There might be a few retirees with spectacular health costs, and their spending dramatically increases.” That was retirement ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

In addition to typically living longer than their husbands, women also are more likely to need long-term care, which can be ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...