Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

If you pay homeowners’ insurance every year, it’s natural to wonder whether you can deduct that cost on your taxes. In most cases, homeowners’ insurance is not tax-deductible — but there are a few ...

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

Home insurance rates have skyrocketed nearly 70% in the past five years, according to ICE Mortgage Technology. For single-family households with a mortgage, premiums are averaging around $2,370 per ...